Life insurance basics

Life insurance is one of those things people don't like to think about. But it can make a big difference in the lives of those you love.

In the event of your death, life insurance can help:

Replace lost income
Provide security for your family (create an estate for heirs)
Pay off any debt you leave behind (i.e. mortgage, loans, bills)
Provide funding for your children's education
Make a contribution to the charity of your choice
Ensure the continuation of your business
Protect your business against the loss of its key employee

Things to consider

Before purchasing life insurance, consider these questions:

In the event of your death.

Will your mortgage be paid off?
Will your automobile loan and other debts be paid off?
Will there be enough money to pay all remaining bills, expenses and the costs/taxes associated with your estate?
Will there be enough money to support and educate your children?
Will there be enough income for your surviving spouse/partner to live comfortably?

Coverage options

There are many different life insurance options available. Envision Investment Services Insurance specialists can help you determine the coverage that's right for you. Just call to make an appointment. They'd be happy to meet with you at your convenience.