Any business can be sued, whether it is owned by an individual, or organized as a partnership or corporation. That's why the basis of a commercial policy is liability coverage.

At Envision, we offer a complete range of commercial insurance products custom-designed for each business risk.

Coverage options

Liability	Covers you if you/your business if you cause property damage or bodily injury. Includes your defence costs.
Tenants legal liability	Protects against certain damages you might do to leased premises.
Errors and omissions	Covers you for your professional mistakes that might cost your clients expenses or fines. Includes defence costs.
Property coverage	Insures any property the business owns against various perils such as fire, windstorm, falling object, water escape, burglary, theft etc.
Crime coverage	Covers "money" losses such as robbery of cash, employee dishonesty, cheque forgery, counterfeit currency, burglary etc.
Business interruption	Covers loss of income if an insured peril (i.e. a claim) interrupts business. Helps ensure ongoing cash flow.
Floater endorsements	Covers property you take along with you (i.e. equipment). Useful for contractors.
Transit	Covers property you send by land, sea or air.
Bonding	Coverage varies. Can include construction bid, performance, labour and material bonds.

For more information on Commercial Insurance, contact an Envision insurance representative.

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