Becoming a member-owner at Envision Credit Union is easy. When you join, you simply purchase equity shares, also known as Member Shares. Equity shares earn dividends each year that are determined by the financial gains of the credit union. Equity shares are redeemable if you close your account and may be transferred to an estate or beneficiary upon death.

Membership equity shares:

For an individual to remain a member-owner in good standing with voting privileges, the membership share requirements are:

• $5 per regular member-owner
• $5 for each additional member-owner on a joint account
• $5 per junior or non-profit organizations (no voting privileges)
• $25 per business or association

Additional features include:

• One vote per member-owner over age 19
• Limited companies may designate one person to vote on the company's behalf, provided the person is not voting in their own right
• Eligible for dividends declared annually by the Board of Directors
• Dividends paid annually, based on profits earned in the year ended
  

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