In 2001, FirstHeritage Savings and Delta Credit Union came together to form Envision. Both FirstHeritage and Delta were formed because a small group of hardworking people wanted a financial organization that would work with them to achieve their financial goals. Envision proudly continues to build on its strong history of financial strength and vision to meet the financial needs of its community.

Originally started as Ladner Fisherman’s Credit Union in 1946, Delta Credit Union—as it would come to be known in 1966—formed as a response to the unique needs of the fishing community, which were not being met by traditional financial institutions. In 1976, the credit union began offering its members insurance services through Delcu Insurance Agencies, Ltd. With consistent growth over the following 20 years, Delta reached over $900 million in 1999. An increasingly competitive economic environment, combined with a growing desire to provide excellent financial service to their members, led Delta into discussions with FirstHeritage about a possible merger.

FirstHeritage Savings Credit Union—the product of an amalgamation between East Chilliwack Credit Union and Clearbrook District Mennonite Savings Credit Union in 1983—was originally established to meet the needs of Fraser Valley farmers. The credit union saw fast and steady growth over the 25 years following the establishment of FirstHeritage. In 1989, they purchased two insurance offices forming the FirstHeritage Insurance Services, Ltd. subsidiary. By 1999, with $1 billion in assets and an increasing desire to meet the needs of their members, they entered discussions with Delta Credit Union over a potential merger.

The 2001 merger between FirstHeritage Savings and Delta Credit Union, establishing Envision Financial, has ensured that the credit unions continue to provide their member-owners with a strong, viable, and responsive financial institution.

Since the merger, Envision has become the third-largest credit union in B.C., and has been recognized for its business excellence. Envision has $3.8 billion in assets under administration, more than 800 employees and approximately 120,000 member-owners. Envision has a number of subsidiary businesses including Envision Insurance Services, Envision Investment Services, CU DealerLink, Envision Leasing, inUnison Technology Services, and inUnison Financial Services. For six consecutive years, Envision Financial has been recognized as one of the 50 Best Employers in Canada by the Globe and Mail’s Report on Business magazine. For its extensive support of the community, Envision Financial is designated a Caring Company by Imagine Canada.

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