A trusted partner
For over 60 years, Envision and its founding credit unions have been giving B.C. businesses the support they need to reach their goals.

Take on-site visits, for instance. Our account managers know there's value in seeing your business needs first-hand and spending time talking with you about your business.

Sure, it takes a little extra time, but we think it's worth it—especially if we can help you anticipate a situation or respond to a potential threat.

Cash management
In any business, day-to-day cash management is critical. Our online banking system for business makes it easy to manage your money 24 hours a day, 7 days a week. Designed for single or multiple users, you can use it to pay bills (including CRA payments), do payroll, transfer funds to other businesses and more. You can even initiate transactions requiring dual signatures. The integrated login system also lets you see all your accounts at a glance.

For your deposit and investment needs, Envision offers a wide range of options including business chequing, term deposits and a high-interest savings account. Specialized US dollar accounts are also available.

Lending services
Whether you want to purchase new equipment, expand to a new location or just need ready access to cash for inventory and supplies, we can help. At Envision, we can tailor credit packages to suit our membersÕ needs. And because all credit decisions are made locally, you can expect quick decisions and fast turnaround times. Whether you need a commercial mortgage, a line of credit, a demand/term loan or other financing, we'll work with you to ensure you have access to the funds you need when you need them. And for added piece of mind, life and disability insurance coverage is available on all our lending services.

Business MasterCard¨ services
Accepted by more than 14 million merchants globally, MasterCard¨ gives your business worldwide purchasing power. This full-service credit card costs less than other cards and offers practical business benefits, including easier expense administration and cash flow management help.

Merchant services
Want to offer your customers convenient payment options? A business Electronic Merchant Terminal lets you process credit and debit card purchases with ease.

Insurance
With so much invested in your business, protecting it from unexpected loss with comprehensive insurance coverage from Envision Insurance Services Ltd. just makes sense. A wide range of commercial and farm property packages are available including auto insurance.

Interested in small business benefit plans to cover the extended health needs of your employees? Ask us for more information.

Investment services
Get the expert advice you need. Envision Investment Advisors can help you prepare for the future with budget counseling, investment advice, income replacement/retirement strategies and estate planning. We can even show you how to pass your business on efficiently or protect your family's interests in the event of a critical illness.

We know business
When it comes to banking, you want a financial services provider who shares your passion-someone who understands your company, the unique challenges you face and the exciting opportunities ahead. You want someone who sees "the big picture" when it comes to all elements of your business, from day-to-day cash management, to long-term strategy and succession planning.

At Envision, our roots are in small business. In fact, many of our first members were self-employed in the agriculture and fishing industries. Today, we offer a full range of banking, lending, insurance and financial planning services designed especially for businesses like yours. Stop by or give us a call to find out more. We'd love to get to know you better.