A personal line of credit gives you access to a pool of funds that you can borrow from for any reason, at any time.

You can use a line of credit to:

• Pay for home improvements
• Take advantage of investment opportunities
• Make RRSP contributions
• Cover vacation expenses
• Pay for tuition fees

Choose from an unsecured line of credit (based on your credit rating and income)
or a secured line of credit (backed by assets such as term deposits, bonds or mutual funds).

• A minimum of $5,000 obtained with no monthly fees
• Quick and instant access to money using your MemberCard or cheques
• Interest charged only on the funds you use
• Flexible repayment schedule (minimum of 3% each month)

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