Unfortunately, retirement isn’t all globetrotting, golf and grandchildren. For many people, the golden years are often a season of declining health.

Long term care insurance helps you face the future without fear. Should you experience a serious health setback and be unable to care for yourself, it:

• Offsets the costs associated with receiving ongoing health care at home, in a nursing home or assisted living facility.
• Provides a daily benefit that allows you, your spouse or your family to choose the type of care that’s most appropriate for your circumstances
• Allows your spouse to continue living in the manner to which he/she is accustomed
• Preserves your assets (including your home and savings)

It also benefits your family by taking the financial worry out of long-term health care, and providing alternatives to at-home care by family members.

Want to learn more? Contact your Envision life insurance specialist today for more information about permanent insurance including whole life and universal life coverage options. 

 

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